Compara y Ahorra

Compare savings accounts in Spain

Savings accounts are becoming popular in Spain due to the instability in other channels like the stock market or property. Banks are nowadays looking for liquidity and are offering savings accounts in Spain with an APR well above the Euribor rate.

AccountDetailsApply
Barclays

Cuenta alta remuneración

Initial APR:
Euribor 3 months - 1,00 (4,03% APR)
After:
Euribor 3 meses - 1,00 (4,03% APR)
Availability:
immediate
Fees:
None
Balance:
from
Banesto

Cuenta Azul

Initial APR:
3,00% APR until October 1st
After:
2,2% APR (subject to changes)
Availability:
immediate
Fees:
None
Balance:
from 0,01 €
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ING

Cuenta Naranja

Initial APR:
3,00% APR for the first 4 months
After:
2,08% APR (subject to changes)
Availability:
immediate
Fees:
None
Balance:
from
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Oficinadirecta

Cuenta depósito

Initial APR:
2,5% APR (subject to changes)
After:
2,5% APR (subject to changes)
Availability:
immediate
Fees:
None
Balance:
from
CajaMadrid

Cuenta Superior

Initial APR:
2,45% APR (subject to changes)
After:
2,45% APR (subject to changes)
Availability:
immediate
Fees:
None
Balance:
from
Caja Duero

Cuenta e-duero

Initial APR:
2,25% APR (subject to changes)
After:
2,25% APR (subject to changes)
Availability:
immediate
Fees:
None
Balance:
from

Are savings accounts in Spain a safe investment?

Deposits and savings accounts in Spain are guaranteed by the Government up to 100.000€ per person and bank. Nevertheless it’s always a good idea to look at the stability of providers of savings accounts in Spain. Some of the most established banks that operate in Spain, like Openbank and iBanesto (both from the Santander Group) or ING, currently offer savings accounts with an APR well above the Euribor rate, in order to attract consumer savings.

In the current economic environment, most experts advise caution when it comes to investment vehicles like real estate or the stock market because they are currently experiencing high levels of volatility. Savings accounts have become a risk free and more attractive alternative as a result.

uSwitch.es offers a free and impartial comparison of savings accounts in Spain, detailing the APR and terms of each of them, so you can get the best out of your money.